Affording Life's Biggest Moments

by - 9/28/2017 10:19:00 AM

As you go through life, you will face many expensive situations, and even impose some on yourself. And sometimes it’s hard to reason whether it is worth it or not and whether you will even be able to fund it.

Here is a list of some of the most expensive things that you can fact throughout you life, and ways in which you can afford them.

Buying a House

Buying a family home in America this year (2017) can cost you between $360,000 and $385,000 - and that isn’t including move fees, agency fees, solicitors or any other cost that comes along with moving house. There aren't that many people in the world who would be able to pay that outright.
Which is why there are such things as mortgages.  You do have to save up for the deposit, which can only be done through time, but the rest of the amount can easily be met through a mortgage. Compare mortgage rates on

Having a Baby

So many people can’t wait to have a child and start their families. But having a baby is no cheap deal. For just the expense of delivering your baby in the hospital - with nothing going wrong - the average American parents spend over $30,000. If you were to travel to Singapore to deliver - the same price could get you an epidural. Or you can pop over to the UK and get every situation covered by the taxpayers National Health Service.
Realistically, when it comes to having a baby, no one is financially stable enough. But you can help yourself by getting good health insurance, and by saving like crazy - you do have a nine-month head start.


Weddings are notoriously expensive, traditionally, the parents of the bride pay for most of it. But that antiquated rule barely applies. A lot of parents help where they can, but wedding costs are on the couple. Which is one reason why DIY weddings have become so popular. With couples creating many aspects of their big day themselves, from flowers to centerpieces, they effectively cut down the costs. But the average American wedding still came out at over $30,000.
If, however, you don’t have enough money to make your big day perfect, then consider a loan to pick up the slack. You can compare loans at and find the one that is right for you. Just remember only to take out a loan that you know you can repay.


If the big day doesn’t end in a happily ever after, then divorce might be on the cards. No one likes to think that it will happen to them - but if it does, prepare yourself for the whopping $10,000 - $20,000 (on average) for your lawyer. Settlements can cost you more or less, and the further costs of untangling joint ownership can add thousands to the total.

There isn't much you can do to prepare for the cost of divorce - and it would seem quite morbid to have a divorce money pot handy. You can turn to a loan to help, or to savings.

You May Also Like